For those of you who use office insurance, here are 3 ways to submit a claim

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Most companies provide health insurance facilities for employees and their family members. How do I use it to pay bills coming from the hospital?

First: this health insurance is usually equipped with a cashless  payment system  or payment using an insurance card.

With this method, insurance participants (in this case office employees or family members) do not have to bother carrying large amounts of money. As long as it is within the limits of the insurance benefits they have, usually participants do not need to add a lot when they are going to pay at the hospital cashier.

Second: some insurance companies already have an online claim submission feature   through an application on a cellphone.

This makes it easier for insurance participants when they have to make a  reimbursement  to the insurance if the participant chooses to seek treatment at a hospital outside the insurance company's network.

Then what if the participants cannot do the two things above?

The last way: participants can make a  reimbursement  by sending documents to the insurance company.

Below are the documents that are generally required to be prepared by participants:

Health insurance claim forms 

can be downloaded on the insurance company's website. Ensure completed and Dita n datangani by insurance participants and the treating physician.

Original receipt. 

Don't forget to have a hospital stamp or logo, complete with the address and phone number.

Details of costs and copies of prescription drugs

Prepare details of your treatment and other necessary medical supporting documents

If you find difficulties in the claim process, don't hesitate to contact your company's personnel department, because they are the liaison between participants and the insurance company. Take it easy, your claim will definitely be processed as long as the treatment is in accordance with the benefits owned by the participant and guaranteed by insurance. Are you  dizzy anymore?

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