Best Car Insurance 2021 and How to Choose It

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For those who don't know, vehicle insurance, especially cars, is divided into 2 types, namely TLO (Total Loss Only) which will only guarantee replacement or repair if the car is damaged whose loss value is estimated at 75% of the price of the vehicle.

Moderate Comprehensive guarantees the risk of loss suffered by the customer according to the standard motor vehicle policy, such as minor or major damage, to loss, minor damage such as being hit by a car scratching.

Then, how to buy and choose car insurance , based on the quality of service from the insurance company in this case car insurance, which one is the best? Here we quote the top 10 lists of the best car insurance companies in 2021.

• Sinarmas
• Adira Syariah
• Adira Autocillin
• Primary Monument
• HERE
• MAG
• Mega Insurance
• AXA Mandiri
• Tokio Marine
• Allianz

Why is Sinarmas the best car insurance? one of them is the largest repair shop partner, and in several insurance packages, it offers taxi fares as long as the car is still being repaired at the workshop, while Adira Syariah insurance offers all risk insurance, with premiums starting from 800 thousand per year.

Generally, the method of calculating premiums is based on the insurance rate multiplied by the price of the car according to the market, while the rate is also given by each insurance company, depending on the type of car, the type of plate where the car operates, and the year of manufacture.

Among these there are other considerations, such as the credit track record of prospective insurance customers, the age of the driver and so on, TLO insurance premiums, using an insurance rate of 0.8 to 1%, while all risk reaches 2.5 to 3.5%, never hesitate insure your car, because the costs are very large incurred in the event of an incident for repairs.

Make sure to choose car insurance through an online insurance brokerage company, in order to get the best service and get attractive discounts of up to 25% with an Mandiri credit card and 0% installments for 1 year.

What is Car Insurance?

Before discussing further, of course, you must first understand this insurance.

Keep in mind, car insurance can minimize financial losses in the event of an accident.

However, this insurance requires its customers to pay a premium.

Are the benefits comparable?

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